Old Ocean Credit Union

Effective January 1, 2013

SERVICE FEE
ACCOUNT BALANCING FEE One-time, Current Month Account Balancing: FREE
Each Additional Time: $25.00/hour
ACCOUNT HISTORY PRINTOUT $2.00/per month
ACCOUNT RESEARCH FEE $25.00/hour
DEBIT/CREDIT CARD FEES Visa Debit Card Replacement:  $10.00
Visa Credit Card Replacement: $10.00
Non-sufficient Withdrawal Fee: $25.00
CASHIER'S CHECKS FEE $2.00
CD EARLY WITHDRAWAL PENALTIES Maturity of 3-12 months: 90 days interest
Maturity of 13-36 months: 180 days interest
COIN MACHINE Members - Free
Non-Members - 5% of total amount
COPY OF CHECK/DRAFT FEE $3.00 per check
DORMANT ACCOUNT FEE $5.00 a month
EXECUTIONS FEE $25.00/hour
GARNISHMENTS FEE $25.00/hour
LEVIES FEE $25.00/hour
VISA NON-SUFFICIENT FUNDS FEE $25.00
MEMBERSHIP ENTRANCE FEE $1.00
MONEY ORDERS FEE Members:         $  .50 each
NEW CHECK FEE Cost varies
Additional fees may apply if checks are purchased outside the credit union and do not clear properly
NON-SUFFICIENT FUNDS FEE Returned Check (each): $10.00
Checking: $25.00 each time
ATM Withdrawal: $25.00
Preauthorized Withdrawal: $25.00
Electronic Debit: $25.00
ONLINE BILL PAYER FEE 1-5 Transactions: $3.00
Additional Transactions after 5: $0.45 each
Unlimited Transactions: $5.95
Silver Star Checking Account Holders: FREE
OVERDRAFT FEE Transfer from Savings to Checking: $5.00
Transfer from Checking to Savings: $5.00
REG D VIOLATION $25.00/each
CHECKING MINIMUM BALANCE FEE Balance below $100: $5.00
Rising Star Checking Account Holders: FREE
Silver Star Checking Account Holders:  FREE
STATEMENT PRINTING FEE Extra copy of monthly/quarterly statement: $3.00
One month's account transactions: $2.00
STOP PAYMENTS FEE $20.00
TEMPORARY CHECK $0.25/each
WIRE TRANSFER Domestic Outgoing Wire Fee: $20.00
Domestic Incoming Wire Fee: $  7.50

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