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RATES
SAVINGS RATES

LOAN RATES

SERVICE FEES
A nominal fee is applied to the following services:
ACCOUNT BALANCING FEE
ACCOUNT RESEARCH FEE
DEBIT/ATM CARD FEES
CASHIER'S CHECKS FEE
COIN MACHINE
COPY OF DRAFT FEE
GARNISHMENTS FEE
EXECUTIONS FEE
LEVIES FEE
MASTERCARD NON-SUFFICIENT FUNDS FEE
MEMBERSHIP ENTRANCE FEE
MONEY ORDERS FEE
NEW CHECK FEE
NON-SUFFICIENT FUNDS FEE
ONLINE BILL PAYER FEE
OVERDRAFT FEE
SHARE DRAFT MINIMUM BALANCE FEE
STATEMENT PRINTING FEE
STOP PAYMENTS FEE
TRAVELER'S CHECKS FEE
WIRE TRANSFER/WESTERN UNION FEE

FINANCIAL CALCULATORS
Auto Loan Calculators
Mortgage Pre-Qualifier
Rent vs. Buy
Amortization Calculator
Loan APR Comparison Calculator
College Saving Calculator
Retirement Savings Calculator


SAVINGS RATES
Group Interest Rate Annual Percentage Yield
Shares 0.50% .50%
Share Drafts 0.25% .25%
Rising Star Share Drafts 0.25% 0.25%
Silver Star Share Drafts 0.25% 0.25%
Term Share - 3 mos 2.10% 2.12%
Term Share - 6 mos 2.15% 2.16%
Term Share - 12 mos 2.25% 2.25%
Term Share - 13 mos 2.25% 2.25%
Term Share - 24 mos 2.90% 2.86%
Term Share - 36 mos 3.15% 3.06%
Term Share - IRA 2.25% 2.27%
Term Share - Money Market 1.5% 1.51%
*Rates are subject to change on the 1st day of each month.

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LOAN RATES
Contact one of our loan officers for current low rates

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SERVICE FEES


ACCOUNT BALANCING FEE

  • One-time, Current Month
    Account Balancing: FREE
  • Each Additional Time: $25.00/hour
ACCOUNT RESEARCH FEE
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ATM/DEBIT CARD FEES

  • Withdrawal Fee:
  • Non-members - $1.00 per transaction
  • Card Replacement Fee: $5.00
  • New PIN Fee: $5.00
  • Non-sufficient ATM Withdrawal Fee: $20.00
CASHIER'S CHECKS FEE
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COIN MACHINE

  • Members - Free
  • Non-Members - 5%
COPY OF DRAFT FEE
  • $3.00 per check
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GARNISHMENTS FEE

EXECUTIONS FEE
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LEVIES FEE

MASTERCARD NON-SUFFICIENT
FUNDS FEE
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MEMBERSHIP ENTRANCE FEE

MONEY ORDERS FEE
  • Members: $1.25 each
  • Non-members: $2.00 each
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NEW CHECK FEE

  • Can order in quantities of 150 or 175 checks
  • Cost varies
  • Additional fees may apply if checks are purchased outside the credit union and do not clear properly
NON-SUFFICIENT FUNDS FEE
  • Returned Check:
  • Share Draft: $25.00 each time
  • ATM Withdrawal: $25.00
  • Preauthorized Withdrawal: $25.00
  • Electronic Debit: $25.00
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ONLINE BILL PAYER FEE

  • 1-5 Transactions: $3.00
  • Additional Transactions after 5: $0.45 each
  • Unlimited Transactions: $5.95
  • Silver Star Share Draft Account Holders: FREE
OVERDRAFT FEE
  • Transfer from Savings to Share Draft: $5.00
  • Transfer from Overdraft Loan to Share Draft: $5.00
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SHARE DRAFT MINIMUM BALANCE FEE

  • Balance below $100: $5.00
  • Rising Star Share Draft Account Holders: FREE
  • Silver Star Share Draft Account Holders: FREE
STATEMENT PRINTING FEE
  • Extra copy of monthly/quarterly statement: $3.00
  • One month's account transactions: $2.00
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STOP PAYMENTS FEE

TRAVELER'S CHECKS FEE
  • Traveler's Checks
  • Members: FREE
  • Non-Members: 1% of purchase
  • Traveler's Checks for 2
  • Members: $0.50 per check
  • Non-members: 1% of purchase + $0.50 per check
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WIRE TRANSFER/WESTERN UNION FEE

  • Domestic
  • Incoming: $2.00
  • Outgoing: $15.00
  • International
  • Incoming: $2.00
    (plus correspondence fee if applicable)
  • Outgoing: $30.00
    (plus correspondence fee if applicable)
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Updated by lds on 08/15/2008 14:53:51