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RATES
SAVINGS RATES

LOAN RATES

SERVICE FEES
A nominal fee is applied to the following services:
ACCOUNT BALANCING FEE
ACCOUNT RESEARCH FEE
DEBIT/ATM CARD FEES
CASHIER'S CHECKS FEE
COIN MACHINE
COPY OF DRAFT FEE
GARNISHMENTS FEE
EXECUTIONS FEE
LEVIES FEE
MASTERCARD NON-SUFFICIENT FUNDS FEE
MEMBERSHIP ENTRANCE FEE
MONEY ORDERS FEE
NEW CHECK FEE
NON-SUFFICIENT FUNDS FEE
ONLINE BILL PAYER FEE
OVERDRAFT FEE
SHARE DRAFT MINIMUM BALANCE FEE
STATEMENT PRINTING FEE
STOP PAYMENTS FEE
WIRE TRANSFER/WESTERN UNION FEE

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SAVINGS RATES
Group Interest Rate Annual Percentage Yield
Shares .15% .15%
Share Drafts .05% .05%
Rising Star Share Drafts .05% .05%
Silver Star Share Drafts .05% .05%
Term Share - 3 mos .30% .30%
Term Share - 6 mos .35% .35%
Term Share - 12 mos .35% .35%
Term Share - 13 mos .35% .35%
Term Share - 24 mos .40% .40%
Term Share - 36 mos .45% .45%
Term Share - IRA .35% .35%
*Rates are subject to change.

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LOAN RATES
Contact one of our loan officers for current low rates

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SERVICE FEES

Effective January 1, 2013

   

ACCOUNT BALANCING FEE

  • One-time, Current Month
    Account Balancing: FREE
  • Each Additional Time: $25.00/hour

ACCOUNT HISTORY PRINTOUT

  • $2.00/per month
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ACCOUNT RESEARCH FEE

ATM/DEBIT CARD FEES

  • Withdrawal Fee:
  • Non-members - $1.00 per transaction
  • Visa Debit Card Reorder: $10.00
  • Visa Credit Card Reorder: $10.00
  • New PIN Fee: $5.00
  • Non-sufficient ATM Withdrawal Fee: $25.00
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CASHIER'S CHECKS FEE

CD EARLY WITHDRAWAL PENALTIES

 

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COIN MACHINE

  • Members - Free
  • Non-Members - 5% of total amount
COPY OF CHECK/DRAFT FEE
  • $3.00 per check
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Dormant Account Fee

  • $5.00 a month

EXECUTIONS FEE

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GARNISHMENTS FEE

LEVIES FEE

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MASTERCARD NON-SUFFICIENT
FUNDS FEE

MEMBERSHIP ENTRANCE FEE

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MONEY ORDERS FEE

  • Members: $1.25 each
  • Non-members: $2.00 each

NEW CHECK FEE

  • Can order in quantities of 150 or 175 checks
  • Cost varies
  • Additional fees may apply if checks are purchased outside the credit union and do not clear properly
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NON-SUFFICIENT FUNDS FEE

  • Returned Check (each): $10.00
  • Share Draft: $25.00 each time
  • ATM Withdrawal: $25.00
  • Preauthorized Withdrawal: $25.00
  • Electronic Debit: $25.00
  • ACH Returned Item (each: $25.00

ONLINE BILL PAYER FEE

  • 1-5 Transactions: $3.00
  • Additional Transactions after 5: $0.45 each
  • Unlimited Transactions: $5.95
  • Silver Star Share Draft Account Holders: FREE
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OVERDRAFT FEE

  • Transfer from Savings to Share Draft: $5.00
  • Transfer from Savings to Checking: $5.00
  • Transfer from Overdraft Loan to Share Draft: $5.00

REG D VIOLATION

  • $25.00/each
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SHARE DRAFT MINIMUM BALANCE FEE

  • Balance below $100: $5.00
  • Rising Star Share Draft Account Holders: FREE
  • Silver Star Share Draft Account Holders: FREE

STATEMENT PRINTING FEE

  • Extra copy of monthly/quarterly statement: $3.00
  • One month's account transactions: $2.00
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STOP PAYMENTS FEE

TEMPORARY CHECK

  • $0.25/each
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WIRE TRANSFER/WESTERN UNION FEE

  • Domestic Outgoing Wire Fee: $20.00
  • Domestic Incoming Wire Fee: $7.50
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* Fee applies when overdraft is created by check, in-person, withdrawal, ATM withdrawal, or other electronic means.
** Fee is waived for Silver Star and Rising Star share draft accounts.
*** Fee is waived for Silver Star share draft accounts.