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CONSUMER LOANS

Our members can take advantage of some of the best loan rates in the area. In fact, our new and used vehicle, boat loans and recreational vehicle loans are often lower than traditional banks.

OOFCU individual consumer loans include:

NEW/USED MOTORS HOMES AND RECREATIONAL VEHICLES SIGNATURE
LOANS
SHARES SECURED STUDENT/
EDUCATIONS LOANS




CD/STOCK/BOND SECURED
These services allow you to use your assets to obtain cash quickly.


Qualifying members can receive
  • up to 100% of the redeemable value of CD-secured loans
  • up to 50% of the face value of stock-secured loans
  • up to 70% of the redeemable value of bond-secured loans
APPLY NOW

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NEW/USED AUTOS
Most of our members know to come to us before they head to an auto dealership. In addition to Old Ocean Federal Credit Union's low auto loan rates, knowledgeable members have learned that loan pre-approval provides additional leverage when negotiating the vehicle's price. Our members take advantage of other benefits too, such as:
  • 100% financing for qualified buyers
  • Convenient financing up to 72 months on new vehicles and 60 months on used vehicles over seven years old
APPLY NOW

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NEW/USED MOTORS HOMES AND OTHER RECREATIONAL VEHICLES
Travel within our own country is at its highest and one of the best ways to see America is on the road. Motor Homes provide a convenient way to travel and Old Ocean Federal Credit Union's motor home loans can make that dream a reality.

The loans feature:
  • 90% financing of the MSRP
  • Convenient financing up to 120 months
APPLY NOW

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SIGNATURE LOANS
Need cash in a hurry? Old Ocean Federal Credit Union's Signature Loans provide our members with access to fast cash.
  • For more information about a Signature Loan, please contact one of our experienced Loan Officers or APPLY NOW.
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SHARES SECURED
An Old Ocean Federal Credit Union Shares Secured loan allows members to deposit money into their shares accounts and then reap benefits by borrowing against it.

APPLY NOW

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STUDENT/EDUCATIONS LOANS
Funding a college education is a challenge for most people. However, Old Ocean Federal Credit Union and Texas Guaranteed Student Loan Corporation can make it less taxing-literally! To apply, simply complete your financial aid office's designated loan process and select Old Ocean Federal Credit Union (lender number 832571) as your lender of choice in order to be eligible. For more information on our student loans please contact a Loan Officer.

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